Department：Business Clients， Retail Clients 中小企业客户部
Scope of Role:
Driving business targets of the Business Clients segment. Keep abreast with Business Clients market developments to achieve better customer service and sharpened sales focus.
· Acquire new business via outselling of existing/new Business Clients products to SMEs, and cross-sell other RC products.
· Interview credit application, collect and analyze financial and related data to determine the general creditworthiness of the prospect and merits of the special loan request, establish and negotiate terms under which credit proposal and application for approval.
· Manage and outserve existing allocated portfolio of Business Clients customers, and achieved the assigned revenue target via providing of total banking solutions.
· Responsible for identifying the business monitoring and testing and reporting findings, exceptions and results from such monitoring/testing activities.
· To monitor and ensure strict execution of KYC policy within the Business Clients Banking.
· To constantly operate within the compliances guidelines set by group standard and/or local regulations.
· Constantly stay in touch with SME market to understand the latest development in the SME market in term of products and/or services, to suggest and help the Business Clients management in implementation of new product and/or services of Business Clients China.
· From time to time, to complete ad hoc tasks assigned by the line manager, deemed appropriate and necessary for the smooth functioning of the department.
· Accountable for implementing and complying with AML requirements when performing duties.
· Fully understand the importance of fraud prevention, prevent fraud risks, maintain safe and steady operation of the position, implement regulatory requirements of fraud prevention, strictly execute DOIs of the department, ensure to complete relevant trainings and embed fraud prevention in daily work
· University degree in Finance or related discipline is preferred.
· With certain years of banking experience preferred.
· Good marketing, communication, and interpersonal skill
· Willing to work under pressure
· Proactive, positive attitude, customer oriented, self-motivated & a strong champion of team work spirit
· Good command in written English
职能类别： 公司业务客户经理 高级客户经理/客户经理